EPF India Frequently Asked Questions!
Is Contribution to the EPF Mandatory?
After 01.09.2014, Employee whose Basic Salary + DA is up to Rs. 15,000/- has to mandatory contribute to Employees’ Provident Fund! For those whose basic salary is more than Rs. 15,000/- they may voluntarily contribute to EPF however it is not compulsory but it is recommended for everyone to contribute to EPF.
When I change my job what I should do?
If you join another employer after leaving previous one; your EPF Balance can be transferred from one employer to another. Your previous funds will also get transferred to your new employer. In case you leave your job and do not intend to join another job for next six months then you can withdraw your Provident Fund but you have to submit a declaration that you are not going to join any job for next six months.
What is rate of interest on EPF Account currently?
Every year Central Government revises Interest rate on EPF India according to revenues generated by EPFO in previous financial year. For Financial year 2012-13 Rate of Interest on EPF is 8.50 %.
How I can check my EPF Account Online?
The beneficiaries who are currently contributing to EPF can check their EPF Balance Online Here!
When I can withdraw money from EPF Account without Leaving the Service?
You can withdraw money or an Advance Loan from your EPF account for some very important reasons like Marriage of yourself and children, Education of your children, purchase/construction of house and medical emergencies. You should keep in mind the following points when you are going to withdraw money from EPF account.
1. You can withdraw maximum 50 % of your contribution to EPF account.
2. You can withdraw only 3 times during you hold your EPF account.
3. You should have completed minimum seven years of service at the time of withdrawal. (In case of medical emergency no minimum service period is required. Although maximum amount you can withdraw is 6 times of your basic salary. However you have to provide hospitalization bill for proof.)
4. You can withdraw funds for purchase/construction of house only once in your lifetime. The minimum period of service is 5 years. Maximum amount you can withdraw is 24 times of your basic salary for purchase and 36 times of your basic salary for construction of house.
What if I want to contribute more than 12% of basic salary?
You can contribute as much you can but this contribution is called voluntary contribution. However the employer is not bound to contribute same percentage. Moreover same rules regarding interest rate, transfer, withdrawal etc. apply to this extra fund.
What is the use of my EPF contribution and what is its break-up?
Your EPF contribution is deposited into three schemes according to EPF & MP Act 1952.
- 1. Employee’s provident Fund (EPF 1952)
- 2. Employee’s Deposit Linked Insurance Scheme (EDLIS 1976)
- 3. Employee’s Pension Scheme (EPS 1995)
- 4. Check the rate of contribution here
Where can I check my Claim Status?
Check your EPF Claim Status here!
What is difference between EPF and PPF? Which one is better?
Both PPF (Public Provident Fund) and EPF (Employee Provident Fund) are government approved long term investment plans. Most of people have confusion between two. The main difference between EPF and PPF is that EPF is a mandatory contribution by employees while PPF is a statutory deposit scheme of central government. PPF provide retirement security to other sectors like self-employed person or businessman, Whereas EPF is available for salaried employees.
Where I can put my EPF grievances?
You can locate your regional EPF office in the window below and put your grievances at your local office or you may raise your Grievance here at our Android App..
What is UAN Number?
UAN is Universal Account Number. UAN No is Mandatory Now! You should download this Android App EPF Balance UAN e-Sewa and get your UAN Registered and avail all facilities…
How to Register for Universal Account Number
Check here!
Dear Madam,
My PF account number is MH/46747/53915.I have submitted the PF withdrawal form on 15 th SEPTEMBER 2015 but i am not getting any response from my old employer. Could you please let me know about my PF application status.
Regards
IBRAR AHMED
No records found in online database for your claim form submission! It simply means either you are telling wrong PF A/c No or your claim forms still haven’t been submitted to PF Office. Where did you submit them? Do you have Acknowledgement Slip?
DEAR MAM
THE COMPANY WHICH I HAVE WORKED FROM 2007 NOV TO 2014 JUNE DIN’T PROVIDE ME PF A/C NO BUT I HAVE PSR CODE NO HOW CAN I CHECK MY PF A/C PLEASE SUGGEST ME.
REARDS
M.BSINGH
You have to visit concerned EPF branch office and only they can help you manually. Nothing can be done online in this matter..
My UAN is 1003 1081 5289
I have requested PF transfer via OTCP, tracking no:999310051507110038806
Current status is showing as ‘in transit’.
May I know what does it mean and when will get transfer?
How can I do follow up as from account is in Mumbai while currently in Hyderabad.
Please help me in this regard.
Name: Ravi Kumar Grandhe
Mobile. 07893173404
In transit means it is being transferred and under process. Kindly raise your Grievance here at our Android App..
Dear Sir/Madam,
I have requested for a claim against the PFNo under mentioned
My employer has sent courier(TWO APPLICATION) to the concerned PF Office Cuddpah.It reached on 31st Oct to the PF Office Cuddaph.THe other application which was sent with my application got approved and he got the money, where as when i enquired about the status they saying “CLAIM HAVE’NT CAME FOR THE PFNO/WRONG PFNO”.
Please i request you , do the needful.
M PRAVEEN.
PFNo:-GR/CDP/0029512/000/0003528.
URN No:-100208549664.
Mobile No:-9538140718
Kindly raise your Grievance here at our Android App..
Hi Anu Dey
I have left the previous organisation in Pune and now shifted to Hyderabad.
Can i know the EPF Balance.
I have provided the details below.
EPF No. : MH/PUN/31643/138981
UAN : 100214409432
DOJ : 07-01-2013
EPS No. : MH/31643/PEN/23104
Regards,
Mahesh Boga
You forgot to mention Mobile No..
Gautam kumar roy
M. 7385622108
TH/THA/0037386/000/0001673
STATUS for Member ID: TH/THA/0037386/000/0001673
Your EPF balance has been sent through SMS on your specified mobile number. You shall receive the SMS shortly.
UAN No is Mandatory Now! You should download this Android App EPF Balance UAN e-Sewa and get your UAN Registered.
am employer and my mobile number is 8804197718, and pf account number is 181797, i am filling the register grievance and am asked to fill the extension pop-up box, so you please tell me about the
extension?
Check Provident Fund Number in Proper Format..
Hello mam, my EPF ac is 000561220000000074 I. Have claims 3 month before but no progress for it, please give the status and when did this be completed
Hello! This is not PF Number. Please Provide us Provident Fund Number in Proper Format..
please mam, give me my pf balance details
my establisment no.—————MHBAN0129125000
MY PF NO.———————0000021
Please Provide us Provident Fund Number in Proper Format with Mobile Number…
Hi,
I worked for a company in Bangalore from June,2008 to nov,2010. I have submitted PF closing form twice to the employer. But they didn’t submit in PF office. We requested for employer seal and signature in PF closing form, so that we can submit on our own in PF office. They are not supporting for that too. My PF account number is PY/BOM/24445/353. Could you please guide me to close PF account without employer’s involvement.
Get your claim form attested by your bankers.
Thank you Sonia!! Is it enough to get attestation in claim forms alone or do i need to attach an other documents along with claim forms Form-10C and Form 19?
A cancelled cheque is needed along with claim forms for NEFT payment. You will get an informational booklet with forms on what is required and how to fill the forms. If you don’t get it, you can again contact here.
My Name is Rajendra G Ladhe. Mobile no. : 9724332992.
Last week Our HR has submitted form 10 d for pension claim at Mumbai.
My PF slip details are as follows;
Employee No : 1100427 PF Account No : AS3363
Date of Joining ABB : 1983/09/01 EPS Number : MH/XXX/004624/00 1
Date of Joining PF : 1983/09/01 UAN : 100294508569
Can you please tell me the status of my claim form & when would I start getting pension?
Thanks.
Hi! You write everything here which we don’t need at all. This information is required on claim forms not or checking claim status. Here we just need your proper PF Number which you didn’t mentioned. Moreover, pension settlement is a long procedure and can take up to months to start, so it is too mush early.
I checked your mentioned EPS Number. And as per online database there are 2 company in this number.
1. ABB INDIA LIMITED Bandra
2. ASEA BROWN BOVERI LTD Nasik
The details you are telling as per PF slip is not a PF slip issued by RPFC. I am sure it is your Pay slip not PF slip. I hope you understand the difference! Let us know your proper PF Number. If you don’t know, ask your ex-employee. Also ask them claim acknowledgement they must have got from PF Office while submitting forms.
Hi ,
I have PF account in Karnataka. Now i left my job and close the account. Can i withdraw my PF in andhrapradesh ? Can you please let me know.
Thanks,
You can get money in any bank account in any place in India. Just mention it correctly on claim form.
You can submit your claim forms to any PF Office and that office will transfer forms to concerned RPFC. So, it’s better if you submit claim forms directly to concerned PF Office.
Thanks a lot Sonia
My name is Simran Singh Makan, i was working in HDFC Bank my PF number on my Salary Slip is MH/46135/S19162X, i want to know my PF balance for the same.
Please provide the details on priority.
Number mentioned on salary slip isn’t necessarily your PF Number. Like in your case, this is wrong account number. Also, we need your mobile number.
Dear Madam,
My PF account number is MH/BAN/47007/3772.I have submitted the PF withdrawal form on 20 th April 2015 but i am not getting any response from my old employer. Could you please let me know about my PF application status.
Regards
Trailokya
Your claim forms haven’t been submitted yet..
hello, when i m checking the epf balance,it says the NAME mismatch,although i m putting the name as shown in the previous statement of acct issued by EFPO.
ACCT NO. DSNHP0939874/000/0000046
For this error please contact PF Office Dwarka.
Dear Sirs,
I had worked in Pharmaceutical company from June 1993 till November 1993. Company Had deducted EPF and I have never received the amount deducted by company from my salary & contributed by them .
Is there way out I can claim this amount.
Please submit relevant claim forms to concerned RPFC duly attested by your ex-employer.
Dear Sir/Madam,
I have submitted my PF claims form 4 moths back and still didn’t receive amount .
I have checked status in online getting “No records found ”
My PF number:
THVSH01183070000001097
Don’t submit duplicate queries every now and than. Your claim forms haven’t been submitted to PF Office.. You have got this answer earlier too. If you can’t believe us than visit PF Office.
i am susmitha After resignation my epf final settlement has been done.my query is ,as per balance slip i had EE Amt39677 and ER Amount Rs12000.The amount which i got after final settlement is Rs78139.can you clarify the calculation.
Dear Susmitha, Balance shown in EPF Slips are up to the end of financial year. While at the end of settlement calculation is up to settlement date.
I AM KAMARAJ.RA MY PF Number is as per my pay slip TN/SLM/70315/0106 – UAN NO:100187576138 but I have resigned my job on 28.02.15, now the old employer told the pf claim was sent to PF office. Kindly help me how will follow the claim and claim amount I am a more than 10 years member of EPF. Also I have try to claim status in PF website but the website required the account number. I do not have the idea of account number. Please guide me and help me.
Hi Kamaraj,
Number on Pay Slip isn’t necessarily your PF No. However, if you have worked for VENKATESWARA HATCHERIES PVT LTD, ENKATESHWARA HOUSE, ATTIBELE ROAD, HCF POST, TN than your establishment PF No is CB/SLM/0070315
Your individual no 106 is incorrect. Ask your employer about that.
Member Name – Nathuni Singh. Pf A/c MR/MRT/0000215/000/0002588, mOBILE NO. 9458420319
Member name mismatch against this MR/MRT/0000215/000/0002588
sub:- CASH Withdrew from EPF A/C.
Dear Sir,
My Name Virender Sing So/o Hawa Singh and my EPF A/C No. GNRTK 0021927000 AADHAR GROUP id- 0001314.
TRRN:- 2021302002604. Please sir Help me for withdrew or Transfer my Second Company EPF A/C My second id is GNGGN00284770000000655 UAN NO. is 100420614048. Sir give me right information. i will be so thanks full of YOU.
Thanks
Virender singh
9017141462
8802055003
Submit Claim Form-13 to RPFC Gurgaon duly attested by your current employer.
Epf online not showing ..so how can cheeked it my no is DL/3400/1898
This is incomplete Provident Fund Number.
can i transfer amount from an inactive pf account to active pf account through online?
pls respond.
Yes you can get it transferred.
Hi Anu,
My previous employer submitted my PF form on 06_may_2015 , please let me know approximately how many days it will take to credit amount into my account.
pf number py/bom/34165/5517
Approximate 30 working days..
Hello Anu Dey… are you from EPF Gurgaon?
Can you please host the latest list of BANKS allowed in Gurgaon to get EPS95 pension?
Or at least confirm that ICICI and HDFC banks – any branch are also allowed now?
No, I am not from EPF. Yes, all branches of ICICI Bank and HDFC Bank are eligible to receive pension under EPS’ 95 Scheme.
I WORKED IN ONE COMPANY AND I CHANGED FROM ONE COMPANY TO ANOTHER COMPANY. IN PREVIOUS COMPANY, THEY WANT TO SETTLE MY AMOUNT BACK. THEY CLAIMED ALSO BUT MY AMOUNT GOES TO SOME OTHER ACCOUNT. I DON’T KNOW HOW IT HAPPENS. IN MY OLD COMPANY THEY TOLD THAT MISTAKE IS MADE BY THE PF OFFICE ONLY.
You must collect all related info / documents and must visit concerned RPFC. There is no other way around.
Hi I am mit plz help my of no goa/12903/18 check my balance
19 march 2015 I put form to let sir plz help me
Sorry Amit, I don’t understand your query! You wanna check Claim Status or Provident Fund Balance?